About Our Fees
Appropriate Investment Advice: There's no such thing as a 'one-size-fits-all' investment. Appropriate investments depend upon time horizon, risk tolerance, goals, needs and other factors.
No Commission: Point Loma Advisors works solely in the interests of its clients and receives no outside commissions or fees.
Very Reasonable Rates: We keep our costs low and use the latest financial technology to do the things that computers do best.
No Asset Minimums: Those who are starting out investing are in a position to benefit most from Point Loma Advisors' cost-conscious, long-term strategies. For this reason, we have a Starter Program with no asset minimums.
Stand-Alone Financial Plans: Based on substantial inputs from our clients, Point Loma Advisors prepares a detailed, personalized household financial plan to help a household reach its financial goals.
Starter Program Household Financial Plan - $1000. Designed especially to provide professional financial planning to starting investors.
Basic Household Financial Plan - $2000. Should be sufficient for most households with uncomplicated financial situations.
Expanded Household Financial Plan - $2000 - $6000. Designed for more complex financial situations.
Financial Planning Retainer: Ongoing financial planning guidance and advice for clients that have already purchased a Stand-Alone Financial Plan. The cost of the Stand-Alone Financial Plan, up to a maximum of $2000 ($1000 for Starter Program clients) is credited to the first year's fees. No asset minimum, minimum annual fee $1800.
Asset Advisory/Management Service: Includes portfolio monitoring and transaction recommendations for a household's investment portfolio for clients that subscribe to the Financial Planning Service. Includes asset management for agreed accounts. Requires Financial Planning Retainer. No asset minimum.
*no asset minimum - minimum annual fee $1800
**Household Financial Plan is required to initiate financial planning retainer and asset advisory/management service but first year fees, up to the dollar amount paid to Lyon Park Advisors for the Household Financial Plan, are waived.