Point Loma Advisors

About Our Fees

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Appropriate Investment Advice:  There's no such thing as a 'one-size-fits-all' investment.  Appropriate investments depend upon time horizon, risk tolerance, goals, needs and other factors.  

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No Commission:  Point Loma Advisors works solely in the interests of its clients and receives no outside commissions or fees.

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Very Reasonable Rates:  We keep our costs low and use the latest financial technology to do the things that computers do best.  

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No Asset Minimums:  Those who are starting out investing are in a position to benefit most from Point Loma Advisors' cost-conscious, long-term strategies.   For this reason, we have a Starter Program with no asset minimums.  

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Rates:

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Stand-Alone Financial Plans:  Based on inputs from our clients, Point Loma Advisors prepares a detailed, personalized financial plan to help a household reach its financial goals.  

 

Starter Program Household Financial Plan - $1000.  Designed especially to provide professional financial planning to starting investors.  

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Basic Household Financial Plan - $2000.  Should be sufficient for most households with uncomplicated financial situations. 

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Expanded Household Financial Plan - $2000 - $6000.  Designed for more complex financial situations.

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Ongoing Financial Planning and Asset Advisory/Management Service:  For clients that have already purchased a Stand-Alone Financial Plan.   Ongoing financial planning advice and portfolio monitoring and transaction recommendations for a household's investment portfolio. The cost of the Stand-Alone Financial Plan, up to a maximum of $2000 ($1000 for Starter Program clients) is credited to the first year's fees.  No asset minimum, minimum annual fee $1800.

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 *no asset minimum - minimum annual fee $1800

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Self-directed Financial Planning Subscription:  The self-directed subscription is $50/month.  For clients with uncomplicated financial situations and for whom the $1800 minimum annual fee is an unacceptable percentage of assets but who still want access to a professional app and the ability to get general-interest questions answered and limited access to a CFP® professional.  If preceded by a Point Loma Advisors financial plan, the first 12 months are complementary.  No asset minimum.  The subscription DOES NOT include financial planning by Point Loma Advisors.