Point Loma Advisors
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Financial Planning and Investment Management
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About Our Fees
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Appropriate Investment Advice: There's no such thing as a 'one-size-fits-all' investment. Appropriate investments depend upon time horizon, risk tolerance, goals, needs and other factors.
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No Commission: Point Loma Advisors works solely in the interests of its clients and receives no outside commissions or fees.
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Very Reasonable Rates: We keep our costs low and use the latest financial technology to do the things that computers do best.
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No Asset Minimums: Those who are starting out investing are in a position to benefit most from Point Loma Advisors' cost-conscious, long-term strategies. For this reason, we have a Starter Program with no asset minimums.
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Rates:
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Stand-Alone Financial Plans: Based on inputs from our clients, Point Loma Advisors prepares a detailed, personalized financial plan to help a household reach its financial goals.
Starter Program Household Financial Plan - $1000. Designed especially to provide professional financial planning to starting investors.
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Basic Household Financial Plan - $2000. Should be sufficient for most households with uncomplicated financial situations.
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Expanded Household Financial Plan - $2000 - $6000. Designed for more complex financial situations.
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Ongoing Financial Planning and Asset Advisory/Management Service: For clients that have already purchased a Stand-Alone Financial Plan. Ongoing financial planning advice and portfolio monitoring and transaction recommendations for a household's investment portfolio. The cost of the Stand-Alone Financial Plan, up to a maximum of $2000 ($1000 for Starter Program clients) is credited to the first year's fees. No asset minimum, minimum annual fee $1800.
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*no asset minimum - minimum annual fee $1800
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Self-directed Financial Planning Subscription: The self-directed subscription is $50/month. For clients with uncomplicated financial situations and for whom the $1800 minimum annual fee is an unacceptable percentage of assets but who still want access to a professional app and the ability to get general-interest questions answered and limited access to a CFP® professional. If preceded by a Point Loma Advisors financial plan, the first 12 months are complementary. No asset minimum. The subscription DOES NOT include financial planning by Point Loma Advisors.
