Environmental, Social and Governance (ESG) Investing
Are you concerned about the environment? Is it important to treat other people fairly and equitably? Does it matter how companies are...
Unusual Interest Rate Opportunity, 7%
You’ve heard of teaser rates right? Those special deals offered by banks or credit card issuers to give you a super good deal to entice...
This time it’s different….
It’s a classic risk management bromide to beware of the phrase “this time it’s different.” That’s good advice and the phrase should set...
Cost, Schedule, Performance – Pick 2, Part II: COTS components
So, what about focusing on investment performance in your financial independence project? We’d all like to become financially independent...
Didn’t Qualify for a Stimulus Check? A Few People Get Another Shot……
For some people, their 2019 or 2020 Adjusted Gross Income (AGI) was too high to receive the stimulus. If you filed your 2020 tax return...
Cost, Schedule, Performance – Pick 2, Part I
OK all you engineers and project managers, you’ve no doubt heard the expression above, “cost, schedule, performance – pick 2.” What it...
Financial Planning is About Making Your Life Plan a Reality
Many folks who have just begun working with us are surprised by how our planning process starts. We don’t begin by talking about IRAs,...
Why Would Someone Steal a Child’s Identity?
Young children are prime targets for identity theft. Why? They have valid Social Security numbers and clean credit records. Credit...
Lighting a FIRE Under Your Retirement Goals
A popular online movement wants to make 40 the new 65. FIRE stands for Financial Independence Retire Early. The idea is that by working...
Does your investment advisor provide a financial plan?
Recent research by Vanguard shows that between 30% and 50% of clients do not get a financial plan from their investment advisor and that...
